Monthly Archives: February 2017

netpayadvance reviews What is the best loan for you?

netpayadvance reviews

netpayadvance reviews Cash Deposited Directly into Your Account.

What is the best loan for you? Every month, thousands of users apply for a loan at Credit!. Despite the convenience of online application and the possibility of receiving offers from several of our partners, we realize that many users do not know all the available products and their characteristics and ask themselves: what is the best loan for me?

Credit Counselor To help and guide our users to find out the best loan, we have developed the Netpayadvance reviews Good Credit Advisor. With it, it is possible to know all the available products and find out which loan is best for each one’s profile.

In the Advisor, the user customizes a phrase identifying the desired value, the purpose of the loan, the current form of work and if you own a car and a property taken out in your name. With the phrase customized for the user, we identify the most appropriate options and present the main characteristics of each product. It is possible to know the maximum amount possible, the average loan release time, the payment terminals, the guarantee to be made available by the user and the interest rate range practiced in each product.

netpayadvance review

Once you understand which products fit your profile, it is much easier to follow up on the loan application.

Types of Loans In the market, there are basically 3 types of loans with some variations. The Traditional Personal Loan is the most common, where payment happens through pre-dated checks, tickets or debit into account. Usually the amounts granted are up to R $ 45 thousand and the term of payment is up to 24 months.

Another very common modality is the Payroll Loan. However, it is necessary to be Retired or Pensioner of the INSS, public official or employee of a private company that has signed a loan agreement with a financial institution. For INSS retirees and pensioners, the amounts reach up to R $ 50 thousand, depending on the available margin and the term of payment that arrive up to 72 months. For civil servants, the values may be even higher, but will always depend on the available margin and the payment term. Being that nowadays it is possible to contract loans to pay in up to 96 months depending on the agreement.

The secured loan mod is a newer modality and to hire it, you need to put a vehicle or a property removed on behalf of the user as collateral. With the vehicle warranty the values can reach up to R $ 100 thousand depending always on the value of the guarantee. For property guarantees, the amounts can reach a few million race, provided that the guarantee is sufficient according to criteria established by the financial institution. In terms of payment term, it is possible to pay in up to 60 installments in the case of vehicle warranty and up to 240 installments when the guarantee is for a property.

After knowing all the modalities it is easier to decide which loan is best for each one.

It is important to comment that the approval and conditions of each loan (value, term and interest rate) depend on credit analysis, guarantees and may vary between each financial institution.

Get to know the netpayadvance reviews Credit Advisor of Credit! It has no cost or commitment.