Payday loans are short term financial loans offered by great plains lending illegal various organizations online. These loans, as the name suggests, seek to help you bridge one payday to the next in the event that you fall short of cash or get an emergency that requires a large sum of money. So why get payday cash advance loans instead of bank loans? First and foremost, these loan are instant making them perfect for emergencies. As opposed to bank loans, you will not have to wait for some days and follow tedious procedures, all you have to do is fill up a form and receive your ,on in less than 24 hours.